Personal finance: Habits, addictions and debt

Money expert Liz Koh looks at the issue of overspending, which has its roots in behavioural patterns ranging from habits to addictions - all of which make it very difficult for people to curb their spending. What are some of the signs you have a problem, the hurdles to changing behaviour and the benefits from making those changes? Money expert, Liz Koh. This discussion is of a general nature, and does not constitute financial advice